Credit cards can be an extremely useful tool. They are a way to build a credit score to make things like renting an apartment or buying a house easier and they often come with good protection against fraud and reward points that can help you save money. The catch is that you have to learn how to use credit cards wisely. That's why I'm explaining how to use a credit card without going into debt. Follow the link for credit card tips! | #creditcardtips#cardcards#creditcarddebt