"Karma's only a bitch if you are." I saw this and felt THANK YOU ----- it always bothers me when people say "Karma's a bitch" as if it is payback. You're not God. Love one another. God will take care of the rest.
Type over image that uses a blurry image with white frosted over. This allows the type to be the dominant aspect while maintaining a certain dynamism with the photo in the background. Love the elegant loops that break the border!